The following are some of the most frequent questions asked by prospective Clients. If you have other questions or would like to discuss your claim, don’t hesitate to contact us.
Do I need a lawyer?
It is always advisable to contact a lawyer after you have been injured in an accident. Most lawyers will provide you with an initial free consultation to answer any questions that you may have and provide you with important information regarding your rights and obligations. You can then make an informed decision as to whether to hire a lawyer or not.
The Adjuster on your file is working for the Insurance Company and not you. His or her job is to settle your claim in the best interests of the insurance company which usually means less than the full compensation to which you are entitled. You may decide to hire a lawyer to work in your best interests and to obtain proper compensation. There are many advantages to hiring a lawyer.
Can I afford a lawyer?
Most Motor Vehicle Accident lawyers provide an initial free consultation to discuss your case. If a decision is made to hire the lawyer, the case is usually done on a percentage basis which means that the lawyer is only paid a fee at the time you are compensated for your injury. Most lawyers will also pay your disbursements (expenses) as well until the case is concluded. This enables any accident victim to hire a lawyer regardless of their financial circumstances.
What is my claim worth?
It is impossible for a personal injury lawyer to tell you what your claim is worth shortly after an accident or in the early stages of recovery from your injury. Beware of any lawyer that does!
The value of a claim is based on many factors including liability for the accident, severity of the injuries, and length of disability. Compensation includes damages for pain and suffering, lost income, and special damages (out of pocket expenses for prescription drugs and medical treatment).
More serious claims may also include compensation for such things as impaired earning capacity (loss of future income) and cost of future medical care, etc.
How long will my claim take?
Generally speaking, a claim should not be settled until you have fully recovered from your injury or your lawyer has a medical opinion from your doctor saying when (and if) your complete recovery will take place. It is important that your lawyer has this information to properly determine the value of your claim. At the time of settlement the insurance company will have you sign a release to prevent you from receiving any further compensation in the future.